Earn, Save & Live Smart
If financial fitness starts with making and saving money, Smart Money is about learning how to make those savings grow. Here at The Budget Diet we have full categories and resources on:
Toward the end of every semester, college students run out of money and survive on ramen noodles! We’ve all been there, we’ve all learned from our money mistakes, so let’s help the next generation avoid the ramen noodle diet! 10 Tips to Help your college student manage money and avoid the ramen noodle diet! … Read more
It happens to the best of us, sometimes those pesky finances get out of control and we’re left running after them desperately trying to regain our composure. Fortunately, even if your finances have gone awry, there are ways that you can put them back in order without spending money on a financial advisor. How to … Read more
Money Saving Tips for Students 1. Plan Ahead It seems tedious and somewhat laborious for those not used to financial responsibility, but a quick spreadsheet for planning out a budget can be very useful. Put aside a couple of hours before term starts, find all your paperwork, log on to your bank accounts; … Read more
Are credit cards a danger to you or not? If you ask most people that question, they’ll probably say something like “As long as I pay my credit card bills in full each month, they’re not a problem.” Well guess what? They might still be a danger, even if you do pay you them in … Read more
What and how your child learns about money matters are life-long lessons. What is your child learning? There are three important money lessons to teach your children. Adults are faced with a number of financial tasks including budgeting, paying bills and saving for retirement. When they have kids, people become responsible for a lot more … Read more
Are you having a difficult time finding a job that pays enough to support your family? Have you been looking for work for an extended period without success? Do you feel trapped in a job that does not offer any challenges or satisfaction? Do you have some unique ideas, talents or skills that you feel … Read more
If you have been proactive enough to develop a budget, the only thing standing in your way to success is committing and following through. Here are some helpful hints to help you stick to even the tightest financial plan. Keep it Fresh Make a habit of reviewing your budget on a regular basis. Keeping your … Read more
Heating and air conditioning costs constitute a major portion of your electricity bill. You can cut costs significantly by following these easy tips. 5 Tips for Saving Money on Heating & Air Conditioning Maintain Your System Just like a car needs to be properly maintained for high efficiency, you should also keep your … Read more
Unfortunately, in many high schools around the country, kids don’t learn about finance and how to manage money. The earlier you start to teach your child about good money management skills, the more likely he will have the skills necessary to be financially independent by the time he’s legally an adult. Here are a few … Read more
With all the necessary expenses of daily life, saving money may seem like an impossible challenge. There are, however, a number of relatively simple tricks that can help you shave hundreds of dollars a year off some of those things you can’t do without. Everyday Saving Tips Update Your Cable and Cell Phone Plans Typically, … Read more