Earn, Save & Live Smart
Getting your banking right, with the right account type and credit and debit cards can go a long way toward improving your financial fitness.
In our world today, there have been a lot of improvements in terms of technology. Instead of sending letters through snail mail, we can now send our loved ones e-mails. We can even talk to them in real time using chat applications such as Facebook Messenger, Whatsapp, Viber, and the like. We can also speak … Read more
Saving money, especially with a mediocre salary, is very difficult for most people. A family member got sick? There go the savings. Want to go on a vacation? Bye bye, money. In the United States of America, the average retirement account balance is $3,000 for working-age households which is barely enough to survive even a … Read more
More consumers are now opting to go digital when it comes to their banking institution and are choosing online-only banks. Simple Bank and Ally Bank are considered to be two of the leading online-only banks. Customers can count on these banks for good online banking platforms and low fees. Two of the better names out … Read more
Many of us dream of a high limit credit card that would allow us to buy virtually anything with just one swipe. Such a card comes with prestige and power – but also hefty fees, in many cases. You could pay hundreds of dollars of year just to have one of these cards in your possession. In … Read more
Online banks usually give higher annual percentage yields, or APYs, as compared to the traditional banks, which offers their customers an opportunity to earn more on their savings. The fees that are required to be paid tend to be lower when clients opt for online banks. Ally Bank and Capital One 360 are considered to … Read more
On October 30, 2017, the FDIC reported .06 was the average rate for a savings account. This rate held for deposits of less than and more than $100,000. With interest rates so slow on savings, you want to shop around to get the best deal. There are a number of great banking options, mostly online, that offer higher interest … Read more
There’s a lot of debate about credit cards and their role in financial freedom. For most people, credit cards are a convenient way of making purchases and often serve as a quick source of funds during an emergency. On the other hand, a lot of people end up with a mountain of debt when they use credit cards irresponsibly. … Read more
We all know that in life, nothing is free. That doesn’t mean that we can’t squeeze as much as possible out of every dollar we spend. Comparison shopping, coupon cutting, and the old “five finger discount” are all well and good for paying less, but with a rewards credit card, you actually get something extra … Read more