Earn, Save & Live Smart
Say goodbye to debt worries! Learn how to shrink those pesky credit card bills and handle loans smarter. We’ll show you how to step by step towards a debt-free life. Plus, get easy-to-follow tips to keep debt traps at bay. It’s all about making your money journey a happy one. Let’s get your finances on the sunny side!
If you’re looking to pay off your credit card debt as fast as possible, you’re not alone. In fact, over 56 million Americans have been in debt for at least one year. Dealing with debt can be daunting. But there are effective strategies you can use to payoff credit card debt faster and finally crush … Read more
It’s no secret that debt is a rapidly growing problem. Times are tough out there, and more and more families are taking on debt to make ends meet. We hear you. But if mounting debt is causing you to stress and fall behind financially, it’s time to take action. That’s why we’ve put together a … Read more
Even though the economy is improving and companies are offering more and more jobs, it’s still difficult for many people to live from day to day. Many are recovering from layoffs. Some have children to care for. Others have had their savings wiped out by unexpected medical bills, car repairs and other emergency expenses. Many … Read more
There’s no better time than January to take a look at your personal financial situation and work on ways to improve it. (Although, the information in this article is solid year-round.) After all, you’ve likely had a massive financial outlay over the holiday season. Credit card bills will be coming in, and you have to … Read more
Bad credit can feel like the end of the world. Whether you experienced identity fraud, have a spending habit, or just don’t have enough credit history to make big purchases, the idea of an easy get credit card can sound good. Fortiva claims to be an ideal credit card for people with less-than-perfect credit. According … Read more
Equifax, one of the three major credit reporting bureaus in the United States, experienced a data breach that has affected 143 million users. The hackers obtained Social Security numbers, addresses, birthdates, and driver’s license numbers. This has put millions of people more vulnerable to identity theft, and this does not exclude you. Protecting yourself from … Read more
As we all have experienced, debt is easy to accumulate but hard to pay off. This is especially true if you have experienced financial difficulties along the way, such as job loss, pay cuts, medical expenses, unexpected bills and other situations that have blown apart your budget. To get back on track, we are often … Read more
When financing large purchases, such as a home or automobile, you sometimes need help from professional brokers and lenders. There are plenty to choose from today, but two of the top companies in this industry are Quicken Loans and LendingTree. Both lenders provide added convenience and help speed up this often times complicated process, but … Read more
Reviewing your credit reports will help you balance your finances – your mortgage rates, credit card approvals, accommodation requests, and job applications depend on it. Credit bureaus like Equifax, TransUnion, and Experian gather your data to create a report of your credit history – this is called a credit report. Credit reports will determine will … Read more
The financial consequences of death can be an uncomfortable topic to think about. However, with planning, a person can make sure that their family and loved ones are taken care of when the time does come. Say Goodbye to Unsecured Debts Upon death, a person’s assets pass into a legal estate in his or her … Read more