How Much Will My Insurance Rate Increase for an Accident?

The first thing to do after an accident is to be sure that everyone involved is alright. Later on, a top concern is how much your insurance rates will increase. The general answer depends on several factors. According to the Insurance Institute for Highway Safety, typical factors to determine insurance rates may include: who is … Read more

Extended Warranties – Are they worth it?

Just about any new purchase of technology comes with the option of an extended warranty. Yes, products do carry their own warranty from the manufacturer, but it often isn’t all-inclusive and only a limited number of items are included. In order to take advantage of the warranty the item must be shipped back to the … Read more

Three Free Resources to Help You Plan Your Retirement

The modern uncertainty over tomorrow’s retirement is unprecedented. Little can be done to make yourself completely confident in any decision you make for reasons that are simply out of your control. As far as what’s in your control, there’s little reason why you shouldn’t be utilizing free tools that exist to help those planning for … Read more

What is a Payday loan?

Despite receiving a lot of negative publicity, payday loans are big business and demand for them has quadrupled over the last four years. But what are payday loans? And are they really as bad as people make them out to be? What is a payday loan? In short, payday loans are unsecured, high interest loans … Read more

How to Negotiate the Best Price on a New Car

how to negotiate car price

While the prospect of buying a new car can certainly be exciting, trying to negotiate the best price can also be daunting. Using a few smart tips and techniques can help you to negotiate the best price on your next new car. The most important step you can take to help you obtain the lowest … Read more

10 Tips on How to Use the Internet to Save Money

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Are you aiming to cut costs all the time? You could use the internet to find more ways or to actually lower your expenses.  Here are practical ways to save  money by using the internet. How to Use the Internet to Save Money   1. Find items with the cheapest price tags online. Use search … Read more

Software That Saves You Money

Software continues to make life easier and more accessible and now software can also help you save money. Different applications designed for your phone give you the tools to make wiser choices when it comes to your finances. Software and downloads for your computers help you cut back on travel expenses and even make work … Read more

To Be A Day Trader Or Not To Be

Day trading can be extremely risky if not approached correctly. You risk losses that might extend further than your initial investment anytime you decide to trade on margin or short sell. When a person decides to learn how to trade financial markets, the initial realization of how much there is to learn can be quite … Read more

Budgeting for a Better Financial Future

There are so many guides on the internet offering advice about how we should budget for our monthly spending and how we should look after our finances in the short term – but what about our long-term financial security? By providing you with a few tips on how you could budget for a better financial … Read more

5 Tips on How to Manage Your Debt With Good Budgeting

Being in debt is certainly not a rosy experience. You don’t feel top of the world when the accusing fingers of the creditors point at you. The best way to deal with this debt crisis is to plan a proper budget through which you can keep a track of where you are spending your hard … Read more