What Happens To Credit You Owe If You Die?

The financial consequences of death can be an uncomfortable topic to think about. However, with planning, a person can make sure that their family and loved ones are taken care of when the time does come. Say Goodbye to Unsecured Debts Upon death, a person’s assets pass into a legal estate in his or her … Read more

How Much Is Your Allowance?

money saving tips

That’s right, how much is your weekly allowance, not your children’s! If your idea of a household budget is simply making sure your checking account isn’t overdrawn, it’s time to put pen to paper! Take time this week to establish a written household budget. It’s basic math: Here’s how…just start filling in the blanks! (keep … Read more

Do You Have An Emergency Fund?

how to budget for unexpected expenses

Financial experts suggest keeping 3 – 6 months of living expenses in an emergency fund, but what exactly constitutes an emergency? Loss of job Major illness Huge unexpected expense   The loss of job and major illness are obviously emergencies, but then we get into a gray area when it comes to unexpected expenses. Let’s … Read more

10 countries around the world where you are already a millionaire!

The average weekly wage in Mississippi, a Southern State in America is $600, according to research by the Bureau of Economic Analysis. Though low by North American standards, such an amount of money is sufficient to attain millionaire status in the currencies of many countries. The value of such countries’ currencies has plummeted, often because … Read more

Car Payments, Car Repairs, Car Care…oh my!

save money on car repairs

Did you know that car ownership and keeping your car running can be the second most expensive thing in your total budget? Learn how to save on car payments, car repairs and car care.       Save Money on Car Payments Don’t ever buy a new vehicle. The moment you make your first payment, … Read more

Prepare Yourself Financially for Travel

In our modern society, travel is no longer a luxury, but it is considered a necessary part of having a healthy and meaningful life. Anyone with a dream of seeing the Eiffel Tower in Paris, France or Machu Picchu in Peru can find a way to reach that destination if he or she plans well … Read more

5 Great Mobile Apps for Budgeting – Personal Finance Tools

mobile apps for budgeting

With the current economic recession causing many to tighten their financial belts, there’s never been a better time to start budgeting. Keeping an eye on your personal finances can be a daunting task if you don’t stay organized. In today’s fast-paced, on-the-go world, many are turning to mobile applications to make budgeting a reality. When … Read more

Save Money This Year

save money

Every year, people make resolutions for the changes they wish to implement in the coming year. Many resolutions center on personal goals such as weight loss or learning a new language. Many times, people do not have, being budget conscious uppermost in their minds. Many people, in fact, have New Year’s resolutions of earning more … Read more