Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
The gifts have all been opened, the Christmas parties are over, Our thoughts have turned from Sugar Plums to tightening our belts…ugh! If your New Year’s Resolution has anything to do with saving money, frugal living or getting organized…you’ll be happy to know that Resolution Week starts tomorrow on The Budget Diet! Each day, I’ll … Read more
Did you know that many stores offer price protection or price guarantees? Price protection or price guarantees simply mean that a store will refund you the difference if the price drops on the item you bought within a certain period of time, generally two weeks. In fact, some stores will refund the difference if you … Read more
Keeping Up With The Joneses is now available on DVD, and it’s a must see movie for anyone trying to get out of debt or for anyone that’s just trying to save money. The movie paints an ugly, but true picture of American consumerism. If you’re trying to get out of debt or save money, … Read more
While it might seem silly to start planning how to handle Christmas shopping months in advance, it’s often a far better idea than waiting until the last moment. With the economy somewhat shaky, jobs unavailable, and unemployment soaring, the holidays are an easy time to find yourself broke and feeling a bit sad. Having a … Read more
Nothing manages to open doors quite like a college education. While there are plenty of stories touting self-made men and women who managed to work outside of the system or pursue interests after dropping out, it’s tough to find those who managed to be successful without ever setting foot in a college classroom. And in … Read more
Much has changed in the world of higher education from a generation ago. Mainly, a university education can cost as much as a luxury automobile or a small house, and if you’re not prepared, you might be compelled to seek financial aid in the form of a loan. Of course, the problem with student loans … Read more
We are bombarded everyday with offers and deals to SAVE MONEY on everything from our electric bill, cell phone bill, cable / satellite bill and phone bill. The Budget Diet girl has played the game of SWITCHING all in the name of saving money, but are the savings worth the hassle? The Budget Diet girl … Read more
When interest rates are at record lows, refinancing a mortgage is a tempting proposition. But refinancing is a complicated financial transaction that involves closing costs, appraisals, home insurance, credit scores, and other details. Here are 10 questions homeowners should ask before refinancing a mortgage: • Can the homeowner lock in a lower fixed rate while … Read more
Do you know the difference between an emergency fund or rainy day savings and “Oh No” expenses? Do you know what an “Oh No” expense is, and how to budget for “Oh No” expenses? The Budget Diet girl defines “Oh No” expenses as those unexpected expenses that seem to surprise you every month…car repairs, plumber, … Read more
Do you have a written household budget? Do you know budget basics? Do you need some budget tips? Do you need to save your money? Here’s your weekly challenge: get your budget out of your head & onto paper! It’s simple, just fill out this budget guide. Here’s how…just start filling in the blanks! (keep … Read more