Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
We’re always looking to save a buck or two. From clipping coupons for 12 cents off a can of beans or driving an half-mile up the road to save 2 cents per gallon gasoline, some might call such tactics absurd. But any budget conscious person knows that it’s the little changes that really add up. … Read more
Family budgets have been constrained the last several years due to the poor economy. While not much extra money may be coming in, parents still need to look to the future and try to save for a child’s college education. There are some strategies families with a limited budget should consider to set aside funds … Read more
Now the ball has dropped signaling the end of 2011 and the beginning of 2012, many adults will be spending some time re-evaluating their lives and thinking about a change. For some of them that change could mean going back to college to pursue that unfinished degree or to earn another. Only now, the carefree … Read more
Just about any new purchase of technology comes with the option of an extended warranty. Yes, products do carry their own warranty from the manufacturer, but it often isn’t all-inclusive and only a limited number of items are included. In order to take advantage of the warranty the item must be shipped back to the … Read more
The modern uncertainty over tomorrow’s retirement is unprecedented. Little can be done to make yourself completely confident in any decision you make for reasons that are simply out of your control. As far as what’s in your control, there’s little reason why you shouldn’t be utilizing free tools that exist to help those planning for … Read more
Despite receiving a lot of negative publicity, payday loans are big business and demand for them has quadrupled over the last four years. But what are payday loans? And are they really as bad as people make them out to be? What is a payday loan? In short, payday loans are unsecured, high interest loans … Read more
The Budget Diet is now featured on Frugal Focus, a website dedicated to helping you live well on a budget! You’ll discover tips from The Budget Diet along with tips from the entire Frugal Focus community. If you’re ready to indulge in more frugal living tips, deals, coupons and resources…check out Frugal Focus!
I did it – I successfully completed Day 1 of the challenge! If you’re not familiar with this money saving challenge, we are trying to go 1 week without paying full price for ANYTHING! Please feel free to jump in anytime on this challenge, but you might want to read through a few money saving … Read more
I know you love to save, but do you ever feel guilty when you spend? 500 women were recently surveyed about their shopping habits, and the results are interesting! See where you fit in! Even though you are savvy shoppers, 67% of you still feel guilty about it. 30% admit to hiding a purchase in … Read more
Are you aiming to cut costs all the time? You could use the internet to find more ways or to actually lower your expenses. Here are practical ways to save money by using the internet. How to Use the Internet to Save Money 1. Find items with the cheapest price tags online. Use search … Read more