Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
With all the necessary expenses of daily life, saving money may seem like an impossible challenge. There are, however, a number of relatively simple tricks that can help you shave hundreds of dollars a year off some of those things you can’t do without. Everyday Saving Tips Update Your Cable and Cell Phone Plans Typically, … Read more
That’s right, how much is your weekly allowance, not your children’s! If your idea of a household budget is simply making sure your checking account isn’t overdrawn, it’s time to put pen to paper! Take time this week to establish a written household budget. It’s basic math: Here’s how…just start filling in the blanks! (keep … Read more
Benjamin Franklin once said, “Beware of the little expenses; a small leak will sink a great ship.” Those little expenses really do add up, and The Budget Diet was recently featured on KHOU-TV Houston with simple money saving tips. If you cut your expenses by just $11 a day, you’ll save $4000 in a year! … Read more
Financial experts suggest keeping 3 – 6 months of living expenses in an emergency fund, but what exactly constitutes an emergency? Loss of job Major illness Huge unexpected expense The loss of job and major illness are obviously emergencies, but then we get into a gray area when it comes to unexpected expenses. Let’s … Read more
The average weekly wage in Mississippi, a Southern State in America is $600, according to research by the Bureau of Economic Analysis. Though low by North American standards, such an amount of money is sufficient to attain millionaire status in the currencies of many countries. The value of such countries’ currencies has plummeted, often because … Read more
Did you know that car ownership and keeping your car running can be the second most expensive thing in your total budget? Learn how to save on car payments, car repairs and car care. Save Money on Car Payments Don’t ever buy a new vehicle. The moment you make your first payment, … Read more
In our modern society, travel is no longer a luxury, but it is considered a necessary part of having a healthy and meaningful life. Anyone with a dream of seeing the Eiffel Tower in Paris, France or Machu Picchu in Peru can find a way to reach that destination if he or she plans well … Read more
With the current economic recession causing many to tighten their financial belts, there’s never been a better time to start budgeting. Keeping an eye on your personal finances can be a daunting task if you don’t stay organized. In today’s fast-paced, on-the-go world, many are turning to mobile applications to make budgeting a reality. When … Read more
Do you know when the best month of the year to buy a new car is? Do you know when large appliances are on sale or how about electronics? There really is a best time to buy everything, and The Best Time to Buy Guide gives you a month by month listing, so you can … Read more
Every year, people make resolutions for the changes they wish to implement in the coming year. Many resolutions center on personal goals such as weight loss or learning a new language. Many times, people do not have, being budget conscious uppermost in their minds. Many people, in fact, have New Year’s resolutions of earning more … Read more