Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
Thanks to Ovo Energy for putting together this money saving infographic! Since Ovo Energy is a British company, here’s a “cheat sheet” to help you make sense of these numbers: 1 pence (p) is the equivalent to 1 cent 1 pound (£1) equals roughly $1.50. Brought to you by Ovo Energy the cheaper, greener and … Read more
One of the most important things kids can learn before they get their first job is how all aspects of banking work. Unfortunately, they only get a cursory glance at money in school because the school thinks the family should teach about banking, and parents think the schools are teaching about banking. There are kids … Read more
Today, it is simple to apply for credit cards and loans. Plenty of people own more than one credit card. As long as you can maintain a good credit rating, you are able to borrow money to help support the lifestyle you want to live. Because it is so easy to get money, people tend … Read more
With so many hands reaching into your pockets these days it can be nearly impossible to save money for a rainy day. People on the internet are inundated with ads and the level of sophistication just keeps increasing. The internet has made it a million times easier to spend your hard earned bucks in the … Read more
We try to teach our kids to count their money, and give them weekly allowances, hoping that witnessing the exchange of money for goods will help them learn the value of a dollar, but it can be hard to teach finances to little people who’ve never worked for a paycheck or had to pay bills. … Read more
Grow up. Go to school. Move out. That’s how things should go for many students and parents, but the recent recession put a wrench in that plan for many of people. More young adults lived in their parents home in 2011 compared to 2005, according to Census.gov. Nearly 59 percent of men age 18 to 24 … Read more
Happy Mother’s Day! I hope you enjoy and share this fun infographic illustrating all the things mom’s do that are often not truly appreciated.
When we think about wasting or losing money, we often think about it in larger amounts, like when we get a big hospital bill or when we buy a big ticket electronic item we don’t really need. Losing a few dollars in smaller doses isn’t always considered wasting money because our money isn’t going out … Read more
If you are old enough, you may remember your grandmother reaching into her cupboard and pulling out an envelope filled with cash, selecting a few bills out of it, and sending you to the store for milk and eggs. That rugged generation, who had no access to credit cards, had to rely on their own … Read more
Times are hard. Coming off the back of a global recession is no easy feat and you’d think that after the near collapse of several large financial institutions, we’d have a new found respect for our finances – nope. In a recent survey, Thomson FindLaw found that 61% of Americans don’t have a household budget … Read more