Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
When interest rates are at record lows, refinancing a mortgage is a tempting proposition. But refinancing is a complicated financial transaction that involves closing costs, appraisals, home insurance, credit scores, and other details. Here are 10 questions homeowners should ask before refinancing a mortgage: • Can the homeowner lock in a lower fixed rate while … Read more
Do you know the difference between an emergency fund or rainy day savings and “Oh No” expenses? Do you know what an “Oh No” expense is, and how to budget for “Oh No” expenses? The Budget Diet girl defines “Oh No” expenses as those unexpected expenses that seem to surprise you every month…car repairs, plumber, … Read more
Do you have a written household budget? Do you know budget basics? Do you need some budget tips? Do you need to save your money? Here’s your weekly challenge: get your budget out of your head & onto paper! It’s simple, just fill out this budget guide. Here’s how…just start filling in the blanks! (keep … Read more
Save Your Money – Reduce Your Bills! Take time today to audit your utility bills, and you’ll discover almost instant savings! You’ll save your money with just a few phone calls. Here’s how: If you’re short on time, you can use a service like this which can save you lots of time. From what I … Read more
Save Your Money – Lower Your Energy Bill! Photo courtesy of Free Web Photos If time is important, then using a service like this resource can save you lots of time. They’re free. If you live in one of these deregulated states, take five minutes and lower your electric bill today! Simply click on your state, … Read more