Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
Dave Ramsey, the renowned financial expert, author and speaker who helps people get out of debt, describes debt-free people as wise, responsible and willing to make sacrifices. They know that budget cuts are temporary and necessary, and they’re willing to sacrifice now to live a debt-free life later. If you want to live without debt, … Read more
With more than 1 billion people active on social sites, social media has become more than just creating profile pictures and connecting with friends. It’s become a money saving tool for shoppers. Ready to learn how to use social media to save money? Like or Follow Favorite Retailers Take time to like you favorite retailer’s … Read more
If you live in an area with reliable public transportation, you are able to weigh whether the costs associated with car ownership is worth it. The American Society of Civil Engineers reports that 45 percent of American households lack access to public transportation, and if you’re part of that, then having a car becomes far … Read more
Every year you vow not to blow your Christmas budget, yet every year you overspend. Budgeting is like dieting…it’s hard to stick to when there are so many temptaions, and in the retail world the temptations are the SALE signs bombarding you everywhere! Follow these 4 simple rules, and I promise you won’t blow your … Read more
Recently my wife and I decided to start budgeting. With a second child on the way, we’ve made the decision for her to stay home after the baby is born. We’ve weighed the pros and cons and though we ultimately lose income, we feel that the benefit for our family will justify this transition. … Read more
Buying a car can be overwhelming. You could get part of the way through the decision making process and stop dead in your tracks because there’s just too much information to juggle. Not only do you have to decide what type of car you want, but also how much you’re willing to pay for your … Read more
I named my blog The Budget Diet because saving money is so much like dieting! Diets require effort. Saving money requires effort. Diets are successful when you change your eating habits. Saving money becomes easier when you change you spending habits. When we go on a diet, we give up some of our favorite foods … Read more
Gourmet dog foods are popping up everywhere! There’s a refrigerated dog food case in my grocery, and a Whole Food Pet Market down the street. Nutritionally, these products are great. Affordable? Not so much. In fact, more of these foods cost more than my dinner!
Like so many families today, I am on a quest to live as debt free as possible. After getting my husband on board too, I thought it would be a fairly easy process. I figured we would simply cut up credit cards, establish a budget and then stick to it. What could be simpler? Well, … Read more
Paying for internet from cable or phone companies can become quite expensive. Furthermore, wired internet options do not allow the freedom to leave the house and still have internet access. If you spend tons of time in lines waiting to pick up kids from school or watching your children participate in various activities, you often … Read more