Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
My neighbor walked out of her house exasperated. “I need a beer,” she said. Three hot, sweaty days of packing boxes was all she could handle. Enough was enough. Then she took a deep breath and said, “I need to go back inside and keep my eye on the prize because the shipping container will … Read more
Living in a big city is a dream many people have. City life means you can walk to all the shops, and will never be at a loss for activities on the weekend. However, as you probably know, residing in the city generally costs a lot of money, but it doesn’t have to. Use a … Read more
Many people claim that they are just “bad with money,” and while personality traits and education play a part in money management, the way you manage your money is a matter of habit. And no matter how long you’ve been stuck in a cycle of poor money habits, you can always make changes. Money … Read more
Forgo your gym membership and let one of these free fitness apps be your new personal trainer! Whether you run, walk, bike, lift weights, circuit train or do yoga…there’s an app for you. In fact, there’s even an app for couch potatoes to train for a 5K in just 8 weeks. With summer upon us, … Read more
If you want to try a new restaurant in a state you’ve never visited, would you go without Google maps? I didn’t think so. Why, then, would you ever go through life without a budget? After all, a budget is your road map to an important place, namely financial independence. Far too many live without … Read more
Quick: Based on your personality and habits, are you a saver or a spender? Statistics prove that most of us want to be the former – but in reality, the majority are the latter. Check out these stats: According to NerdWallet.com, “15” is one mighty popular number. 15 = percentage of US families who carry … Read more
One common sentiment echoed by parents everywhere is that they want little more than for their kids to have the best chance in this world. Many parents see to this by preparing their children early for college entrance exams, hoping that good grades will lead to acceptance to a good college, and subsequently a good … Read more
A new survey by RetailMeNot revealed that nearly half of us don’t have enough savings to get us through a month…YIKES! In reality, according to financial experts, you need 3 – 6 months worth of living expenses in savings, so you’ll be prepared for life’s emergencies. Life happens…job loss, medical emergencies and major repairs will … Read more
For many people, owning a home is one of their greatest dreams. However, it can seem out of reach when you have limited finances. Whether you want to purchase a home next year or further in the future, making wise financial decisions will make the process easier. Ways to Save for Your Dream Home … Read more
When it comes to the family budget, it’s not only important to make every penny count, but to make sure you’re making every action count. This means building healthy financial habits so that you’re able to save money in the future. This doesn’t go just for yourself, but for your kids as well. After all, … Read more