Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
I rely heavily on the Internet but am not willing to plunk down $100 each month on access. While it’s a crucial part of our lives, I am willing to bet that most people don’t enjoy hefty bills. If you are concerned that you may be paying too much, it is time to weigh your … Read more
Let’s face it: insurance of any kind is expensive, but it’s an expense that’s well worth the price. I can speak from experience that health and car insurance, in particular, are worth the monthly premiums. Insurance can help you save big bucks should you become ill or be involved in an accident. And if you … Read more
As a working mother, I dread the end of October when the weather turns cold and the winter clothing is brought down from the attic. After spending money on back-to-school clothing, my budget for winter clothing is tight. Here are some ways I’ve found to save money on winter clothing. Be proactive for next winter … Read more
With enough enthusiasm and a pinch of creativity, you can turn your home into a stylish living space. We have some excellent ideas for easy and cheap DIY projects you can try out at home. These lovely decorations are fun to make and they look absolutely fantastic. Take a look! DIY Jewelry Racks A jewelry rack is not … Read more
With Halloween barely a week away, do you already know what you’re going to wear? Get inspired by these well-loved characters from your favorite TV shows and blockbuster films. You definitely won’t see puzzled faces when you wear one of these trending costumes. The best part: you don’t need to fork out a lot of money for these outfits. Just … Read more
Here’s another creepy DIY project for Halloween. This gory eyeball necklace jar brings to mind Dr. Frankenstein’s laboratory. You can wear it on Halloween to make your costume spookier or give it to a friend for laughs. All you need are steady hands and the following materials. Read on for the step-by-step instructions. What you need: Small jar Necklace chain Cork Clay (white … Read more
Who doesn’t like to watch television shows and movies? It’s relaxing to unwind in front the TV and lose myself in the universe of my favorite series. As the age of the HD has progressed and old-fashioned rabbit ears no longer pick up signals, it has become necessary to turn to expensive cable contracts. The cost … Read more
If you’re like me, you probably came of age when the housing market crashed. You’ve likely wondered if you’d ever be able to own your home versus renting it. You may even have applied for a mortgage before and been rejected. This is especially true if you were a first-time buyer or had problems on your … Read more
Have you ever noticed how much clutter can pile up in your entryway? Even if you live alone, chances may be good that you drop everything down on the first flat surface that you see. How many mornings have you spent searching in a frenzy for the keys? Do you keep on tripping over mismatched shoes and boots in … Read more
Here’s an affordable, no-mess Halloween decor idea that’s guaranteed to give your house a creepy look. Even a non-artsy person can make this quick and easy bat garland. Hang them up as buntings or use them as an amazing photo backdrop at a party. If your kids can handle scissors, then they can definitely help make this bat garland. … Read more