Earn, Save & Live Smart
Weekly Challenge: A Budget Diet for the Holidays Here’s your weekly challenge – stick to your budget diet this holiday season and gain wealth not debt! This simple 3-step process will ensure you start the New Year on budget. Make a List We all know that meal planning and preparing a grocery list will help … Read more
Top Five Easy Thanksgiving Crafts Thanksgiving is a time to gather with close family and friends, reflecting on all that we are thankful for. Add fun and warmth to your Thanksgiving holiday with these crafts that are both inexpensive and easy to make. A Warming Centerpiece A Pumpkin Candle Holder adds ambience to the center … Read more
Save Your Money – Make Easy Centerpieces You’ll begin with a handful of inexpensive supplies, and you’ll end up with a centerpiece that can easily be changed for any occasion or any season! Once you make the base, you’ll use these centerpieces for Birthday Parties, Baby Showers, Holidays and more! Centerpiece Supplies Terra Cotta Pots … Read more
How to Find the Best Black Friday Deals Retail stores have begun gearing up for the upcoming Black Friday sales. If you’re new to bargain shopping, “Black Friday” is the day after Thanksgiving and the official beginning of holiday shopping. Back when accounts were kept by hand, retailers referred to this day as “Black Friday” … Read more
Here’s the easiest way to save your money and give great gifts this Christmas… BUY DISCOUNTED GIFT CARDS FOR CHRISTMAS! Think of a discounted gift card as your little money saving secret! Save Your Money – Scenario #1 You love to give AMC Theatre gift cards as teacher gifts, and you discover that you can … Read more
The holiday season is a time to enjoy the company of friends and family. It is a time to celebrate and be thankful, but if you are hosting the party or dinner you may feel a little stressed out this time of year. I remember when I hosted my first Thanksgiving Dinner with about 15 … Read more
What’s the question on everyone’s mind this holiday season? How do I party like Santa and save like Scrooge? Well, here are 10 ways to help you do just that. The money you save will be like a present to yourself. Money Saving Holiday Party Tips Create your own “happy hour”: Skip the pricey meals … Read more
It’s’ time to begin drawing names for Christmas gifts! Our family began drawing names for Christmas about 10 years ago when our Christmas lists were getting way too long! 3 brothers, 1 sister, 3 sisters-in-law, 1 brother-in-law, 6 nieces and nephews…not to mention parents, in-laws, our immediate family, teachers & more! Over the years, we’ve … Read more
While it might seem silly to start planning how to handle Christmas shopping months in advance, it’s often a far better idea than waiting until the last moment. With the economy somewhat shaky, jobs unavailable, and unemployment soaring, the holidays are an easy time to find yourself broke and feeling a bit sad. Having a … Read more
October is here, and the “Boo’s” will soon start appearing throughout the neighborhood! If you’re not familiar with sending a “Boo”, it’s just good clean Halloween fun, and it’s time to start this Halloween tradition in your neighborhood! Before we moved to Texas, I had never heard of sending a “Boo”, but now Halloween wouldn’t … Read more