Bills. They’re a part of life, and they sure have a way of piling up fast.
Monthly expenses are just a part of everyday life. However, this doesn’t mean you have to overspend and give away more of your hard-earned money to massive companies.
Instead, you can use these clever tactics to massively reduce your spending across these 9 common bills.
1. Your Credit Card Bill – Get These Companies To Pay Off Your Debt
Millions of people carry credit card debt. But if you’re currently struggling with high-interest payments and becoming debt free, it’s time to take action.
Instead of fighting the debt-free battle alone, you can work with a nationwide debt relief company that helps everyday people crush their debts once and for all.
The strategy is simple: these companies consolidate your painful high-interest debts like credit cards and personal loans into one single payment. This payment has a lower interest rate than your other debts, helping you save thousands of dollars in the long run.
People are becoming debt free in as little as 12 to 48 months. And the best part is that the top companies don’t charge fees until your debt is consolidated and you have a lower interest rate.
👉 See if you qualify for immediate debt relief!
2. Your Weekly Groceries – Earn Free Cash Back Whenever You Shop
Everyone needs to eat. But not everyone needs to overspend on their weekly trip to the grocery store.
Food prices have been skyrocketing over the last few years. But one sneaky money-saving hack you can use involves getting paid for your grocery shopping.
All you have to do is use these free reward apps that provide you with cash-back deals and exclusive coupons:
- InboxDollars: Get a $5 bonus and earn by uploading grocery receipts, shopping online, playing games, and more.
- P&G Good Everyday: Get exclusive coupons and rebates for brands like Tide, Crest, Pampers, Bounty, Cascade, and more.
- Bridge Money: Link your card to this free money app and earn passive income whenever you shop.
- Swagbucks: An easy way to save with coupons, local dining deals, online shopping offers, and by completing fun online tasks.
Even saving $50 per month with these free apps is $600 per year back in your wallet. Not bad!
3. Your Online Purchases – Start Saving Money At 10,000+ Stores
Shopping online is a great way to compare prices and save time. But too many people still overspend because they don’t know how to find deals.
This changes today. And the great news is that you can save money while helping your favorite charities with the new Give Freely extension.
This free shopping extension helps you save money by automatically applying coupon codes at over 10,000 popular stores when you shop online. The company then donates money to a charity of your choice, so you can make a difference for your wallet and those in need.
Give Freely makes money by promoting the companies it has coupons for. So, you can find savings and then choose the charity you want to support. This includes non-profits like UNICEF, Charity Water, The MS Society, and thousands of others.
All you have to do is download the free extension and sign up. It takes under 60 seconds and doesn’t require a credit card or any personal information. From there, you have a money-saving assistant on your side that also lets you support a cause you’re passionate about.
💖 Get a $10 bonus donated to a charity of your choice by trying Give Freely today!
4. Your Gas Purchases – Quit Overpaying On Gas & Earn Rewards Instead
“Have you seen the price of gas lately?”
Chances are, you’ve heard someone complain about gas prices recently. And who can really blame them?
Fuel prices have been at historic highs. If you’re tired of overpaying at the pump, we suggest using an app called Upside to cut costs.
This app helps you save at thousands of major gas stations across the country. And the best part is it’s completely free and simple to use.
All you do is download the app and then search for gas deals in your area. Once you claim a gas offer, you refuel at that station, snap a photo of your receipt, and then upload it via the app to earn cash back.
Upside can pay as much as $0.25 per gallon back in savings. From there, you cash out with PayPal money or free gift cards to companies like Amazon and Starbucks.
5. Your Monthly Subscriptions – Cancel Them Or Slash Prices Fast
We’re living in a subscription economy these days. More and more companies want monthly payments from you instead of a one-time payment. Over time, this is how tons of small recurring charges slip through the cracks.
If you’re tired of wasting money, we suggest checking out the Rocket Money app for Android or iOS.
This all-in-one finance app helps people drastically boost their savings. For one, it helps you track your spending and creates a budget that works for you. You can also set up automatic savings rules to ensure you’re putting money aside.
But the real magic comes from Rocket Money’s subscription tools. For starters, the app finds and tracks your monthly charges, making sure nothing sneaks by you that you don’t know about.
Plus, Premium Members can have Rocket Money’s team contact their phone and cable providers to negotiate lower monthly rates on their behalf. The same goes for bank fees and car insurance.
In short, Rocket Money is a powerful app that’s helped millions of people save more money in a few different bill categories.
It’s also free to download, although The Budget Diet suggests upgrading to Premium for $4 per month so you can negotiate lower bills and save as much as possible.
6. Your Bank Fees – Break Up With Ridiculous Fees For Good
Bank fees are always bad. And the frustrating part is that they’re completely unnecessary these days.
That’s because so many leading online-only banks have ditched fees and actually pay their customers for their business.
Take Current as an example. It’s a digital-banking solution that doesn’t charge any monthly fees or hidden charges. It also pays 4% APY on up to $6,000 in savings, making it a great place to deposit extra cash.
The best part? Current is giving new members a $50 sign up bonus right now. All you need to do is open an account and move a qualifying direct deposit over within 45 days.
No fees, a cash bonus, and a competitive APY; now that’s what we’re talking about!
7. Your Phone Bill – Chances Are, You’re Overpaying Every Month
When was the last time you shopped around for a cheaper cell phone plan?
If you’re like most people, it’s probably been a while. Unfortunately, this also means there’s a strong chance you’re spending too much every single month.
That’s why at The Budget Diet, we recommend making the switch to a company like Mint Mobile.
With unlimited wireless plans starting as low as $15 per month, it’s a tough price to beat. And Mint Mobile has both individual and family plans to help everyone save.
Plans also included unlimited talk and text, high-speed 5G and 4G LTE data, and free mobile hot-spotting. Plus, you choose the plan that has the data requirements you need to ensure you’re not overspending.
📲 See how much you can save by switching to Mint Mobile!
8. Your Home Repairs – Don’t Be On The Hook For Expensive Repair Bills
Alright: this money-saving tip is for the homeowners out there.
Most homeowners don’t know this, but your homeowners insurance doesn’t usually cover major appliances and home systems. This means an unexpected emergency like your air conditioner breaking or a burst pipe can turn into a massive repair bill.
To avoid a financial disaster, we suggest protecting yourself with a home warranty from a company like Choice Home Warranty.
This leading company already protects over 2 million homes across the country. And with its extensive network of contractors, you get peace of mind that any home repair emergency you have receives immediate help.
From major kitchen appliances to heating and electrical systems, Choice Home Warranty helps you protect the most important aspects of your home.
Right now, it’s also giving away a free month to new customers who sign up with a single payment home warranty plan. So, it’s the perfect time to protect your home and your wallet from emergency expenses.
👉 8 Surprisingly Lazy Ways People Are Making Money.
9. Your Energy Usage – Get Paid For Saving The Planet With This Trick
Using less energy around the home is an easy way to lower your monthly bills. But did you know that you can also get paid to use less energy?
That’s right: some energy companies are now paying customers for using less energy.
The reason companies do this is because it’s actually cheaper to pay people to use less energy when demand is high. That’s because when the energy grid is under strain, energy companies end up making less money, so they prefer paying people to use less.
There are several companies taking part in this initiative. To see if you qualify, you can use this free tool to find eligible energy companies in your area.
There’s a chance your current provider already offers this program. But in any case, you might be able to lower your monthly energy usage while also getting paid to help out the planet.
Energy-saver programs are available in these states: California, New York, Texas, Colorado, Delaware, District Of Columbia, Maine, Maryland, Massachusetts, Minnesota, New Jersey, Oregon, Rhode Island, Illinois, New Hampshire, Ohio, Pennsylvania.
👉 8 Shortcuts To Finally Becoming Debt Free.
Final Thoughts
There are countless ways to save more money each month. And if you're trying to lower your cost of living, your consistent bills are a great place to start.
Take an afternoon an tackle a couple of bills you're tired of spending money on. Even saving $5 to $20 here or there can make a massive difference over the course of a year.
