Earn, Save & Live Smart
If financial fitness starts with making and saving money, Smart Money is about learning how to make those savings grow. Here at The Budget Diet we have full categories and resources on:
This weekend, I’m participating in a fundraiser for a cause that’s close to my heart. Over the course of the evening, a few dollars may pass from my pocket to the cause, but most of my contribution will be in the form of time and effort. Even without big bucks, my help will make a … Read more
Growing up, you probably imagined yourself having a successful career and access to your own place. This was once the America dream, but thanks to a shaky economy and harsh job climates, many are having to swap out their independency for a budget-friendly life at home. Sure, the meals are free, but there’s something lacking … Read more
Trying to determine which robo advisors are best can be a challenge. When comparing Wealthfront vs Betterment, you will have different pros and cons then when you compare Wealthfront vs Vanguard. Assessing the impacts of short-term capital gains, long-term capital gains, tax-advantaged accounts, tax-efficient investing, management fees, and retirement accounts all come up with different … Read more
Reviewing your credit reports will help you balance your finances – your mortgage rates, credit card approvals, accommodation requests, and job applications depend on it. Credit bureaus like Equifax, TransUnion, and Experian gather your data to create a report of your credit history – this is called a credit report. Credit reports will determine will … Read more
We work hard for our money, and it can be devastating to have to pay hundreds of dollars for a dress that we’re only going to wear once or twice. The dress then takes up valuable real estate in your closet, and you’re afraid to get rid of it in case you might want to … Read more
When you think of daily deal sites, Groupon is probably the first one that comes to mind. People enjoy using Groupon because it is tailored to local deals. It has a variety of deals in categories such as beauty, restaurants, travel, household products and health. Groupon also offers high-quality services, so it’s no wonder that … Read more
Clipping coupons is a thing of the past. While using coupons and a loyalty card are still prevalent in today’s shopping world, if you want to save money while shopping at your favorite grocery stores, you no longer have to buy the Sunday newspaper and wade through all the coupons. Nowadays, there are loyalty card … Read more
Equifax has experienced a massive data breach leading to community bankers suing Equifax, a consumer credit reporting agency. Recently, hackers appear to have obtained the personal information of millions of people, which includes but is not limited to Social Security numbers, home addresses, birth dates, credit cards, and license plates – thus putting the victims … Read more
When it comes to investing, it is important to know that you are in good hands. If you are thinking of robo-advisors to help you financially, you will come across two of the best robo-advisors available today: Betterment and Acorns. Both will allow you to invest passively without having to move an inch, but which is better for you? In this … Read more
It’s true many of us would prefer not to take money from our retirement plans until after we retire, but we are sometimes left with no option. Fortunately, most qualified plans offer employees the ability to borrow from their retirement assets and repay that amount with interest to their retirement account. Borrowing from your 401(k) … Read more