Earn, Save & Live Smart
If financial fitness starts with making and saving money, Smart Money is about learning how to make those savings grow. Here at The Budget Diet we have full categories and resources on:
Online Shopping has been giving so much convenience to the world for years. Imagine not having to spend time in traffic to be in the mall just to go shopping and being in the comfort of your own home while everything is just a click away. But have you ever encountered an online retailer that … Read more
Online banks usually give higher annual percentage yields, or APYs, as compared to the traditional banks, which offers their customers an opportunity to earn more on their savings. The fees that are required to be paid tend to be lower when clients opt for online banks. Ally Bank and Capital One 360 are considered to … Read more
Eating fast food has become a major epidemic in our country. Millions of Americans eat out every day, enjoying burgers, chicken sandwiches, burritos, Chinese food, fries, milkshakes and other goodies from their favorite fast food restaurants. Why do so many people eat out? Because it’s convenient. Many of us work 40-hour weeks. We have children to take … Read more
The Rise of Robo-Advisors Robo-Advisors are digital platforms that provide financial planning services with little to no human supervision and interference; in other words, they are called AIs (artificial intelligence) that acts as online financial advisors. What they do is they collect information such as the financial situation and the future goals of their clients, … Read more
The time-consuming processes of traditional banks have surprisingly paved the way for an industry that has tremendously developed in less than a decade. The industry of peer-to-peer lending has since become a viable alternative to some standard bank loans and is rising as a competitor to the traditional banking system. The peer-to-peer lending marketplace is … Read more
There are various kinds of Individual Retirement Accounts (IRAs). However, they all have one thing in common as the Internal Revenue Service (IRS) decreed that they must be held by a custodian. What does that mean, you ask? An IRA custodian is basically a financial institution that holds the investments of your account for safekeeping … Read more
Technology has made us see and experience numerous great advancements in terms of financial tools. There are currently more tools than ever before that make it easier for us to invest using smaller amounts of money. Two of today’s favorite, easy, low-maintenance, and high-quality investment apps are Stash and Acorns. The said apps work a … Read more
Best Teeth Whitening for Sensitive Teeth Looking good comes at a cost. Women often go through great pains to pluck eyebrows, remove unwanted hair and strut around in high heels. Another beauty pain: teeth whitening. Whitening your teeth is not as painless as it sounds. Strips, gels, mouthwashes and toothpastes often contain peroxide, which can … Read more
Equifax, one of the three major credit reporting bureaus in the United States, experienced a data breach that has affected 143 million users. The hackers obtained Social Security numbers, addresses, birthdates, and driver’s license numbers. This has put millions of people more vulnerable to identity theft, and this does not exclude you. Protecting yourself from … Read more
As we all have experienced, debt is easy to accumulate but hard to pay off. This is especially true if you have experienced financial difficulties along the way, such as job loss, pay cuts, medical expenses, unexpected bills and other situations that have blown apart your budget. To get back on track, we are often … Read more