Earn, Save & Live Smart
If financial fitness starts with making and saving money, Smart Money is about learning how to make those savings grow. Here at The Budget Diet we have full categories and resources on:
It’s true many of us would prefer not to take money from our retirement plans until after we retire, but we are sometimes left with no option. Fortunately, most qualified plans offer employees the ability to borrow from their retirement assets and repay that amount with interest to their retirement account. Borrowing from your 401(k) … Read more
If you want to save money quickly, one of the best ways to do it is by cutting down on your monthly expenses. There are plenty of ways you can start lowering the amount of cash you drop every month. Just keep reading to find out what a few of them are! Examine Your Extra … Read more
Starting college can be a frightening time because everything is brand new. Often, college means a new location, a new experience, new faces, and more. Focusing on college leaves you little time to focus on much else. College is a chance for you to prepare for the real world and to start saving for the … Read more
Americans just love to buy things. In a recent survey, six out of 10 Americans admitted that they’re ready to make purchases that they’ve put on hold during the past five years. If you’re one of these people, you might want to slow down and think about your spending for a few minutes. Owning things … Read more
Thanks to creditrepair.com who sponsored this post! It’s companies like this that allows us to keep the site running. You may have wonderful relationships with your kids, and a loving relationship with your partner… but what about your credit cards? Did you realize that’s a relationship too? Stop and think for a moment about the last thing … Read more
Like or not, many of us live in small spaces. For some, it’s a matter of finances. For others, it’s a matter of simplicity. Whatever your reasons, the key to small-home success lies in organization. When you learn tricks for stowing your stuff on a limited space, you can feel right at home in a … Read more
We know that Amazon has the world’s best selection of consumer goods, but the question is: does it have the world’s best prices? While Amazon does have great deals on most of its items, many items can be found for much cheaper elsewhere. One of those places where you can often find better deals is Jet.com. … Read more
Spending money on food and beverages at work is something many of us do without a second thought. It’s a normal part of our culture to grab a lunch from the closest shop, or pick up our coffee on our way to the office. It all adds up fairly quickly, whether we notice it or … Read more
You’ve probably seen these sites advertised that offer you cash back just for shopping online, survey sites or other tasks for cash. Maybe you’ve been interested in trying them out. Perhaps you immediately dismissed them as scams. After all, why would a website offer free money? Bottom Line Up Front: If you are looking to make … Read more
Robo-advisors are digital platforms that provide automated, algorithm-driven financial planning services with little to no human intervention. Most robo-advisors use a digital client onboarding service, collecting information from clients about their financial situation and future goals through an online survey and then uses these data to give advice. The client can also choose to let the robo-advisor invest … Read more