Earn, Save & Live Smart
If financial fitness starts with making and saving money, Smart Money is about learning how to make those savings grow. Here at The Budget Diet we have full categories and resources on:
Starting college can be a frightening time because everything is brand new. Often, college means a new location, a new experience, new faces, and more. Focusing on college leaves you little time to focus on much else. College is a chance for you to prepare for the real world and to start saving for the … Read more
Americans just love to buy things. In a recent survey, six out of 10 Americans admitted that they’re ready to make purchases that they’ve put on hold during the past five years. If you’re one of these people, you might want to slow down and think about your spending for a few minutes. Owning things … Read more
Like or not, many of us live in small spaces. For some, it’s a matter of finances. For others, it’s a matter of simplicity. Whatever your reasons, the key to small-home success lies in organization. When you learn tricks for stowing your stuff on a limited space, you can feel right at home in a … Read more
Spending money on food and beverages at work is something many of us do without a second thought. It’s a normal part of our culture to grab a lunch from the closest shop, or pick up our coffee on our way to the office. It all adds up fairly quickly, whether we notice it or … Read more
You’ve probably seen these sites advertised that offer you cash back just for shopping online, survey sites or other tasks for cash. Maybe you’ve been interested in trying them out. Perhaps you immediately dismissed them as scams. After all, why would a website offer free money? Bottom Line Up Front: If you are looking to make … Read more
Robo-advisors are digital platforms that provide automated, algorithm-driven financial planning services with little to no human intervention. Most robo-advisors use a digital client onboarding service, collecting information from clients about their financial situation and future goals through an online survey and then uses these data to give advice. The client can also choose to let the robo-advisor invest … Read more
On October 30, 2017, the FDIC reported .06 was the average rate for a savings account. This rate held for deposits of less than and more than $100,000. With interest rates so slow on savings, you want to shop around to get the best deal. There are a number of great banking options, mostly online, that offer higher interest rates … Read more
Are you tired of waiting in long check-out lines or navigating crowded aisles at the grocery store? If only there was a better way to get such shopping done. There is thanks to Peapod and FreshDirect, two online subscription-based grocery companies. They are doing to groceries what Netflix did to movies. Their services have streamlined the grocery shoppin experience, now making … Read more
Being frugal sometimes requires some careful planning. If you want to be economical, you sometimes have to make big purchases in the beginning. These purchases help you save money in the long run. These purchases are also things that you will begin to depend on to save money. The 8 items a frugal person should … Read more
Do you love to cook with fresh herbs, but hate how expensive they can be? You don’t have to resort to cooking with dried herbs. Make your own potted herb garden; it is easy and a fun project for kids to join in on. Enjoy adding fresh basil, parsley, mint, rosemary and chives to your dishes, … Read more