Earn, Save & Live Smart
The first step toward making a big purchase is knowing your credit score. If you want to buy a house, a car, or an appliance, your first step is to determine whether you’ll be approved for that big loan. Mortgage lenders and other credit line lenders all check out your credit history before giving you … Read more
If you’re looking to boost your bank balance, then becoming an Uber driver can be an excellent way to do it. In the United States alone, there are 750,000 people who have taken that option, either to supplement their primary income or as their full-time job. The benefits are clear: you can work as much or … Read more
Failing to manage write-offs, especially your mileage can cause a small business owner hundreds or thousands each year in potential deductions. Luckily, The Budget Diet can help. Here’s a guide to help you find the best mileage tracking app to maximize your return this April. Why Use a Mileage Tracking App Small business owners need … Read more
If your federal student aid allotment is not enough to cover for the costs of your tuition and other college fees, you can consider availing a private student loan. Private student loans will give you flexible repayment terms and interest rate options with extra benefits. But before you decide on signing anything, it’s important to determine the best private student loans for college and know what exactly you … Read more
There are moments when we need extra money to renovate our homes, support our studies, or pay medical bills. Or maybe you decided to get married, or you simply want to take a vacation. Or maybe some form of emergency came up all of a sudden. Well, we have good news for you as you … Read more
The time-consuming processes of traditional banks have surprisingly paved the way for an industry that has tremendously developed in less than a decade. The industry of peer-to-peer lending has since become a viable alternative to some standard bank loans and is rising as a competitor to the traditional banking system. The peer-to-peer lending marketplace is … Read more
When financing large purchases, such as a home or automobile, you sometimes need help from professional brokers and lenders. There are plenty to choose from today, but two of the top companies in this industry are Quicken Loans and LendingTree. Both lenders provide added convenience and help speed up this often times complicated process, but … Read more
It’s true many of us would prefer not to take money from our retirement plans until after we retire, but we are sometimes left with no option. Fortunately, most qualified plans offer employees the ability to borrow from their retirement assets and repay that amount with interest to their retirement account. Borrowing from your 401(k) … Read more
Winter is almost upon us, and with it, the numerous hassles and dangers associated with cold weather. We have to deal with ice on windshields, cold seats, icy roads, and more. I want to make sure my vehicle is ready before that first cold snap. Being a frugal person, I looked for the most affordable things I … Read more
If you would like to own a luxury vehicle but brands like Mercedes and BMW are a bit out of your price range…consider these five more-affordable luxury vehicles. 1. Hyundai Genesis When you are looking for a luxury vehicle that won’t break your budget, check out the Hyundai Genesis. The Genesis offers a very classy … Read more