Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
This is one of those seasons of my life when it feels like the activities just don’t stop. I’m sure you can relate. But did you realize that busyness can take toll on your pocketbook? Crazy days make it easy to fall into the trap of overspending. Here’s what to do so you don’t throw … Read more
Meal Prepping Ahead of Time Will Save You Time and Money Introduction: The Real Cost of Eating out Constantly It’s no secret that eating out all the time isn’t great for you. Not only is it bad for your overall health, it’s also bad for your wallet. The price gap between cooking and dining out … Read more
In a quest for healthy skin, I’ve spent a good deal of money on products that promised a clean, clear face but didn’t come through on that promise. What a waste of money they were! I’ve finally found a facial routine that works for me, and I’m not only happier with my skin, but I’m … Read more
Busy moms have a tendency to put everyone else’s needs before their own. Although it’s good for us to take care of our families, we also need to take care of ourselves. We need to make self-care a priority. That doesn’t mean that we need to spend big bucks on weekly professional massages and pedicures. … Read more
Planning my budget takes time and thought, but it’s worth it because it helps me stay on top of my financial goals. An important component of maintaining a careful budget is making sure that all of my expenditures are accounted for, such as these 10 things that you should include in your budget. Insurance Premiums … Read more
Your electric bill is an inevitable monthly expense. Even though you probably can’t knock out this bill entirely, you do have some control over how much it costs. Simple changes around your home can reduce the amount you pay to the electric company each month. Some of these tricks can be accomplished in just minutes. … Read more
I’m all for driving my cars as long as possible, so it’s been a while since I’ve bought a new one. When I do, though, I can almost guarantee you that it will be a pre-owned vehicle. I’m convinced that used cars are smarter investments. Here’s why buying a used car is better than buying … Read more
The entertainment category of my personal budget is pretty small. Some might call it tiny. In fact, less than 1 percent of my family’s take-home pay is dedicated to entertainment. However, we certainly don’t sit at home in boredom all of the time. Instead, we’re pretty good at staying busy on the cheap. We’ve learned … Read more
I am willing to admit: prior to writing this, I had no idea what lip scrub was or what it was used for. After researching this list, though, I am a convert! For those as confused as I was, lip scrubs are designed to keep the area they are applied to soft and supple, and … Read more
I am a huge fan of quick meals. After a long day of work, chaperoning children around, housework, and general errands, I don’t always want to cook an elaborate meal. I do want my kids eating healthy, though, so fast food and flash frozen grocery items are pretty low on my list of “Let’s try … Read more