Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
It’s true many of us would prefer not to take money from our retirement plans until after we retire, but we are sometimes left with no option. Fortunately, most qualified plans offer employees the ability to borrow from their retirement assets and repay that amount with interest to their retirement account. Borrowing from your 401(k) … Read more
If you want to save money quickly, one of the best ways to do it is by cutting down on your monthly expenses. There are plenty of ways you can start lowering the amount of cash you drop every month. Just keep reading to find out what a few of them are! Examine Your Extra … Read more
Starting college can be a frightening time because everything is brand new. Often, college means a new location, a new experience, new faces, and more. Focusing on college leaves you little time to focus on much else. College is a chance for you to prepare for the real world and to start saving for the … Read more
Americans just love to buy things. In a recent survey, six out of 10 Americans admitted that they’re ready to make purchases that they’ve put on hold during the past five years. If you’re one of these people, you might want to slow down and think about your spending for a few minutes. Owning things … Read more
Like or not, many of us live in small spaces. For some, it’s a matter of finances. For others, it’s a matter of simplicity. Whatever your reasons, the key to small-home success lies in organization. When you learn tricks for stowing your stuff on a limited space, you can feel right at home in a … Read more
Spending money on food and beverages at work is something many of us do without a second thought. It’s a normal part of our culture to grab a lunch from the closest shop, or pick up our coffee on our way to the office. It all adds up fairly quickly, whether we notice it or … Read more
You’ve probably seen these sites advertised that offer you cash back just for shopping online, survey sites or other tasks for cash. Maybe you’ve been interested in trying them out. Perhaps you immediately dismissed them as scams. After all, why would a website offer free money? Bottom Line Up Front: If you are looking to make … Read more
On October 30, 2017, the FDIC reported .06 was the average rate for a savings account. This rate held for deposits of less than and more than $100,000. With interest rates so slow on savings, you want to shop around to get the best deal. There are a number of great banking options, mostly online, that offer higher interest rates … Read more
Are you tired of waiting in long check-out lines or navigating crowded aisles at the grocery store? If only there was a better way to get such shopping done. There is thanks to Peapod and FreshDirect, two online subscription-based grocery companies. They are doing to groceries what Netflix did to movies. Their services have streamlined the grocery shoppin experience, now making … Read more
Being frugal sometimes requires some careful planning. If you want to be economical, you sometimes have to make big purchases in the beginning. These purchases help you save money in the long run. These purchases are also things that you will begin to depend on to save money. The 8 items a frugal person should … Read more