Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
If you want to try a new restaurant in a state you’ve never visited, would you go without Google maps? I didn’t think so. Why, then, would you ever go through life without a budget? After all, a budget is your road map to an important place, namely financial independence. Far too many live without … Read more
Quick: Based on your personality and habits, are you a saver or a spender? Statistics prove that most of us want to be the former – but in reality, the majority are the latter. Check out these stats: According to NerdWallet.com, “15” is one mighty popular number. 15 = percentage of US families who carry … Read more
One common sentiment echoed by parents everywhere is that they want little more than for their kids to have the best chance in this world. Many parents see to this by preparing their children early for college entrance exams, hoping that good grades will lead to acceptance to a good college, and subsequently a good … Read more
A new survey by RetailMeNot revealed that nearly half of us don’t have enough savings to get us through a month…YIKES! In reality, according to financial experts, you need 3 – 6 months worth of living expenses in savings, so you’ll be prepared for life’s emergencies. Life happens…job loss, medical emergencies and major repairs will … Read more
For many people, owning a home is one of their greatest dreams. However, it can seem out of reach when you have limited finances. Whether you want to purchase a home next year or further in the future, making wise financial decisions will make the process easier. Ways to Save for Your Dream Home … Read more
When it comes to the family budget, it’s not only important to make every penny count, but to make sure you’re making every action count. This means building healthy financial habits so that you’re able to save money in the future. This doesn’t go just for yourself, but for your kids as well. After all, … Read more
With a mortgage, kids, cars and bills that just keep coming, you may wonder how you will ever make it until the end of the month without resorting to living on peanut butter and jelly until payday, let alone save money. Easy Ways to Save Money 1. Actually create a budget Maybe your never … Read more
When income enters the family bank account, it’s likely most of the money is delegated to the many expenses that go into maintaining a home and family. Keeping a close eye on where the money goes can mean the difference between living comfortably and struggling to make ends meet. Here are five different ways you … Read more
According to the Huffington Post, couples argue about money more than anything else. Surprise, surprise. Put an end to the arguing by working together to establish a budget you both can live with. How to Stop Arguing About Money Write It Down When it comes to budgeting, there’s no magic formula. It’s simply a … Read more
So you’ve decided to step up your game and focus on budgeting, saving money, and getting your finances in order? Good for you! It’s never too late to get started, and budgeting is not as hard as you might think. There are plenty of programs, mobile applications, and online tools that can help you become … Read more