Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
When it comes to many households, the budget is one of the most important things to continuously keep track of. The consumer that stays on budget tends to sleep a little better at night. On the other hand, those that stray off course and spend too much money tend to have their fair share of … Read more
When it comes to saving money, most of us could use a little help! It’s time to put your smart phone to work with these must-have money saving apps. Coupon Apps Apps like Target Cartwheel and Retail Me Not allow the cashier to scan the bar code straight from your phone! What a relief…no coupon … Read more
Toward the end of every semester, college students run out of money and survive on ramen noodles! We’ve all been there, we’ve all learned from our money mistakes, so let’s help the next generation avoid the ramen noodle diet! 10 Tips to Help your college student manage money and avoid the ramen noodle diet! … Read more
It happens to the best of us, sometimes those pesky finances get out of control and we’re left running after them desperately trying to regain our composure. Fortunately, even if your finances have gone awry, there are ways that you can put them back in order without spending money on a financial advisor. How to … Read more
Money Saving Tips for Students 1. Plan Ahead It seems tedious and somewhat laborious for those not used to financial responsibility, but a quick spreadsheet for planning out a budget can be very useful. Put aside a couple of hours before term starts, find all your paperwork, log on to your bank accounts; … Read more
Are credit cards a danger to you or not? If you ask most people that question, they’ll probably say something like “As long as I pay my credit card bills in full each month, they’re not a problem.” Well guess what? They might still be a danger, even if you do pay you them in … Read more
What and how your child learns about money matters are life-long lessons. What is your child learning? There are three important money lessons to teach your children. Adults are faced with a number of financial tasks including budgeting, paying bills and saving for retirement. When they have kids, people become responsible for a lot more … Read more
Are you having a difficult time finding a job that pays enough to support your family? Have you been looking for work for an extended period without success? Do you feel trapped in a job that does not offer any challenges or satisfaction? Do you have some unique ideas, talents or skills that you feel … Read more
If you have been proactive enough to develop a budget, the only thing standing in your way to success is committing and following through. Here are some helpful hints to help you stick to even the tightest financial plan. Keep it Fresh Make a habit of reviewing your budget on a regular basis. Keeping your … Read more
Heating and air conditioning costs constitute a major portion of your electricity bill. You can cut costs significantly by following these easy tips. 5 Tips for Saving Money on Heating & Air Conditioning Maintain Your System Just like a car needs to be properly maintained for high efficiency, you should also keep your … Read more