Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
The modern uncertainty over tomorrow’s retirement is unprecedented. Little can be done to make yourself completely confident in any decision you make for reasons that are simply out of your control. As far as what’s in your control, there’s little reason why you shouldn’t be utilizing free tools that exist to help those planning for … Read more
Despite receiving a lot of negative publicity, payday loans are big business and demand for them has quadrupled over the last four years. But what are payday loans? And are they really as bad as people make them out to be? What is a payday loan? In short, payday loans are unsecured, high interest loans … Read more
Are you aiming to cut costs all the time? You could use the internet to find more ways or to actually lower your expenses. Here are practical ways to save money by using the internet. How to Use the Internet to Save Money 1. Find items with the cheapest price tags online. Use search … Read more
Software continues to make life easier and more accessible and now software can also help you save money. Different applications designed for your phone give you the tools to make wiser choices when it comes to your finances. Software and downloads for your computers help you cut back on travel expenses and even make work … Read more
There are so many guides on the internet offering advice about how we should budget for our monthly spending and how we should look after our finances in the short term – but what about our long-term financial security? By providing you with a few tips on how you could budget for a better financial … Read more
Being in debt is certainly not a rosy experience. You don’t feel top of the world when the accusing fingers of the creditors point at you. The best way to deal with this debt crisis is to plan a proper budget through which you can keep a track of where you are spending your hard … Read more
Allowance is an interesting topic when you think about kids. Kids want money and we as parents want to provide money for them. Here is where it gets a little sticky. Are you like most parents who give an allowance for doing chores around the house? Then, when the kids want something, you reach in … Read more
Starting college can be scary; it is a new world out there, with its own hurdles attached to the journey. One of the main concerns when considering higher education is the cost that is associated with it. Furthering your education is not going to be free; if you want to get through it without breaking … Read more
If you are having trouble dealing with debt problems, you should find the right solutions as soon as you can. Debt is similar to a disease, and it will get worse if it is not dealt with promptly. It is important that you do not let your debt get out of hand, because it can … Read more
Weekly Challenge – Tidy Up Your Finances The New Year provides opportunities to clean away the old and welcome the new in a variety of ways. I like to take time during the month of January to empty the closets, clean away the cobwebs, and reorganize. While I usually think of doing these tasks around … Read more