Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
Financial experts suggest keeping 3 – 6 months of living expenses in an emergency fund, but what exactly constitutes an emergency? Loss of job Major illness Huge unexpected expense The loss of job and major illness are obviously emergencies, but then we get into a gray area when it comes to unexpected expenses. Let’s suppose … Read more
The average weekly wage in Mississippi, a Southern State in America is $600, according to research by the Bureau of Economic Analysis. Though low by North American standards, such an amount of money is sufficient to attain millionaire status in the currencies of many countries. The value of such countries’ currencies has plummeted, often because … Read more
Did you know that car ownership and keeping your car running can be the second most expensive thing in your total budget? Learn how to save on car payments, car repairs and car care. Save Money on Car Payments Don’t ever buy a new vehicle. The moment you make your first payment, … Read more
In our modern society, travel is no longer a luxury, but it is considered a necessary part of having a healthy and meaningful life. Anyone with a dream of seeing the Eiffel Tower in Paris, France or Machu Picchu in Peru can find a way to reach that destination if he or she plans well … Read more
With the current economic recession causing many to tighten their financial belts, there’s never been a better time to start budgeting. Keeping an eye on your personal finances can be a daunting task if you don’t stay organized. In today’s fast-paced, on-the-go world, many are turning to mobile applications to make budgeting a reality. When … Read more
Every year, people make resolutions for the changes they wish to implement in the coming year. Many resolutions center on personal goals such as weight loss or learning a new language. Many times, people do not have, being budget conscious uppermost in their minds. Many people, in fact, have New Year’s resolutions of earning more … Read more
We’re always looking to save a buck or two. From clipping coupons for 12 cents off a can of beans or driving an half-mile up the road to save 2 cents per gallon gasoline, some might call such tactics absurd. But any budget conscious person knows that it’s the little changes that really add up. … Read more
Family budgets have been constrained the last several years due to the poor economy. While not much extra money may be coming in, parents still need to look to the future and try to save for a child’s college education. There are some strategies families with a limited budget should consider to set aside funds … Read more
Now the ball has dropped signaling the end of 2011 and the beginning of 2012, many adults will be spending some time re-evaluating their lives and thinking about a change. For some of them that change could mean going back to college to pursue that unfinished degree or to earn another. Only now, the carefree … Read more
Just about any new purchase of technology comes with the option of an extended warranty. Yes, products do carry their own warranty from the manufacturer, but it often isn’t all-inclusive and only a limited number of items are included. In order to take advantage of the warranty the item must be shipped back to the … Read more