Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
With a mortgage, kids, cars and bills that just keep coming, you may wonder how you will ever make it until the end of the month without resorting to living on peanut butter and jelly until payday, let alone save money. Easy Ways to Save Money 1. Actually create a budget Maybe your never … Read more
When income enters the family bank account, it’s likely most of the money is delegated to the many expenses that go into maintaining a home and family. Keeping a close eye on where the money goes can mean the difference between living comfortably and struggling to make ends meet. Here are five different ways you … Read more
Couples argue about money more than anything else. Surprise, surprise. Put an end to the arguing by working together to establish a budget you both can live with. How to Stop Arguing About Money Write It Down When it comes to budgeting, there’s no magic formula. It’s simply a matter of putting your pen to … Read more
So you’ve decided to step up your game and focus on budgeting, saving money, and getting your finances in order? Good for you! It’s never too late to get started, and budgeting is not as hard as you might think. There are plenty of programs, mobile applications, and online tools that can help you become … Read more
The economy is shaky, and families are looking for ways to save, while still enjoying a good quality of life. Read on for some practical ways to maximize your available income, and to make every penny count. Budgeting Tips for Families Make a Grocery Budget Don’t just make a grocery budget, but stick to … Read more
In order to manage money effectively, it is necessary to have a good understanding of personal finance. Sadly, very little about finance is taught in schools, even though it is likely the most useful skill that one will ever learn in the current economic environment. Because of this, it is necessary to augment one’s learning … Read more
Remember playing Monopoly and retiring a millionaire? It seemed so easy. Now reality is setting in. Take a deep breath because it is still possible. You have two options…start saving early or move where you can live like a millionaire! How to Retire Like a Millionaire Be a Millionaire – To live like a millionaire, … Read more
With so many loans out there, deciding which one to choose can be difficult. So many different loans, so many lenders, so many loan terms, and so many interest rates – which can make it very difficult to compare loans to find the best deal and the most suitable option. That’s where car loan calculators … Read more
Is this the year to get your finances in order? Have you put your pen to paper, and developed a written household budget? Household Budget Tips It’s easy to remember to budget for your mortgage/rent, utility bills and car payments, but did you remember to budget for car repairs and vet bills? What about plumbing … Read more
According to USA Today, 69 percent of American household are in debt. As well, each household struggles with an average of $70,000 in debt – which his more than some adults’ annual salaries, especially in these tough economic times. These five reasons can support you in your goal of becoming financially stable. Benefits of … Read more