Seasonal Archives

Fudge Pie – Perfect for Valentine’s Day!

Fudge Pie is frugal because it's made with ingredients that we almost always have on hand! If you need to satisfy your chocolate craving make a Fudge Pie! Totally indulge by serving with ice cream and hot fudge!

Fudge Pie – It’s another frugalicious and fast recipe from The Budget Diet, and it’s the perfect Valentine’s dessert! Fudge Pie is frugal because it’s made with ingredients that we almost always have on hand! Fudge Pie is fast…30 minutes total preparation and baking time! If you need to satisfy your chocolate craving make a … Read more

How Much Do You Spend for Valentine’s?

According to CNN, the average person spends $130 on Valentine’s, and flowers are the most popular gift. If you’re curious, chocolate is a close second! When it comes to Valentine’s spending, are you average or maybe even above average? That’s not a good thing when it comes to spending money! The good news is Budget … Read more

Cupid on a Budget – Cheap Date Ideas for Valentine’s Day!

Budget Cupid is here to help put a little romance in your life for less this Valentine’s Day with 10 cheap date ideas! 10 Cheap Date Ideas for Valentine’s Day Enjoy Chocolate Dipped Strawberries and Champagne by the Fireplace How romantic, just like a scene out of the movies! Take it one step further and … Read more

Hostess Gifts: They Don’t Have to Break the Bank!

You know that you should “never show up empty handed” to a party. At the same time, buying a hostess gift every time you are invited somewhere can get really expensive – so expensive that some people honestly consider staying home because they can’t afford the things they’ve been taught are appropriate to give. Don’t … Read more

Festive and Frugal Gift Ideas – Less Than $10

Still need a few gifts? Wallet feeling stretched? Let this collection of festive and frugal gift ideas inspire you…everything costs less than $10 and many will cost next to nothing! If it’s a homemade gift, don’t panic – no Martha skills required! If you see a gift you like and want to learn more…just click … Read more

Dollar Store Gift Guide

Ready for three super-easy, super-cheap gift ideas? Put on your frugal santa hat and let's get crafty!

Before you laugh, before you decide that I’ve gone off the frugal deep end…let me explain. You won’t actually be buying a gift from the dollar store, you’ll be buying the supplies to make a Dollar Store craft that is oh, so worthy of gift giving. I promise, cross-my-heart…nobody will suspect that you only spent … Read more

Are you a typical holiday shopper?

How does your holiday shopping routine stack up compared with other Americans? Let’s take a look… 71 percent plan to buy at least one gift online. Two out of three shoppers do online research before purchasing gifts. 58 percent begin buying gifts a month or more in advance. 63 percent will spend the same or … Read more

Throw a Christmas Party for Less Than $100…Aldi Style!

Make a little Merry for less when you throw a Christmas party Aldi style! Here’s your festive $100 party plan*, and your guests will enjoy a yummy spread of more than just chips and dip – thanks to Aldi. *based on 20 guests Christmas Party for Less than $100 Invitations Opt for a simple Evite…they’re … Read more

Secrets of a Savvy Shopper – 6 Ways to Save Money on Christmas Shopping

The countdown to Christmas is on!

Let the shopping begin!

This year, you will save money on Christmas shopping when you use my 6 savvy shopping secrets!

You’ll learn how to buy a dress at J.C. Penny that is normally $60 for only $27.20, and that’s not just because it’s on sale! Read on and learn the secrets of a savvy shopper!

Plan Ahead, Make Lists

Planning ahead gives you TIME, and time is required to shop for bargains!
I love lists because they are one of the best tools for planning ahead and saving money.
Lists will keep you organized – don’t you hate spending a day of shopping, coming home & realizing you forgot something? Lists will prevent that!
Lists will help you feel in control especially when you check them off!
Important lists: gift list, Christmas card list and meal/party planning lists.
Be prepared, don’t shop without a list!

Preview the Black Friday 2011 Ads

You don’t have to wait until Thanksgiving Day to look at the Black Friday ads…catch a sneak peek by visiting TheBlackFriday.com. Some ads are already posted!
Read the fine print! If it says quantities are limited…don’t get your heart set on that deal unless you plan to be one of the first in line.
Prioritize! You can’t be at all the stores at once, so go for the big ticket items first to maximize your savings OR get your husband to turn off the football game and run few errands!
Use the internet to compare prices before you hit the stores. Sites like PriceGrabber.com allow you to search by product, compare prices and read reviews.
Don’t forget your list! It’s easy to get caught up in the frenzy & make impulse purchases.

Buy Discounted Gift Cards

Do you know that you can buy discounted gift cards to hundreds of stores & restaurants? Even better, nobody will know that you didn’t pay full price!
Here’s how – go to:
Click on “buy a gift card”, browse the available stores and restaurants and buy cards for any stores you’ll be shopping during the Christmas season.
Right now you can get a JC Penny gift card for 15% off! I suggest using it when JC Penny is having a big sale and combine it with a coupon from their newspaper ad. Yes, this is how you can buy that $60 dress for only $27.20.
Discounted gift card inventory changes daily, so check regularly!
If a gift card you want is sold out, you can set up an alert, and you’ll receive an email when that gift card is available.
If you shop online, ecodes are available for some discounted gift cards. Once you purchase these, they are immediately available for use.
Here’s the catch…discounted gift cards take about 1 week to arrive, so order now & be ready to shop Black Friday!

Are You an Online Shopper? Learn how to earn Cash Back

Sign up for Ebates.com (it’s free) and you’ll earn cash back on your online purchases plus you’ll discover money saving coupon codes.
Here’s how it works…
Let’s say I want to make a photo calendar for Christmas.
Go to ebates.com and on the left side of the page, click on “electronics and photos” to see a list of stores, and how much cash back you’ll earn.
I discover that Snapfish is offering 20% cash back and a coupon code for free shipping.
Click shop now & you’ll be taken to the Snapfish site.
Every 3 months, ebates will send you a BIG FAT CHECK!
Whenever you’re shopping online, get in the habit of making ebates your first stop! They work with over 1200 stores, so they’ll likely have just what you need!

Learn The Outlet Mall Lingo

Don’t assume everything’s cheaper just because it came from an outlet mall! Stores like TJ Maxx, Marshall’s, Ross & Homegoods frequently offer better deals.
Do your homework first – you know the drill: make a list and compare prices online before you hit the outlet mall.
Learn the lingo that you might see on the tags…
MFO stands for Made for Outlet which means it won’t be the same quality as their regular store.
Irregular – means slightly imperfect, so inspect carefully! Irregular items are usually a really good deal if you can live with the imperfections.
Refurbished – these items have been inspected, tested and restored to their original condition. Refurbished items are common in electronics stores, and the prices are great! Just make sure to ask if it comes with the same warranty as a new item (most do!).

Take Advantage of Daily Deals
If you’re not already paying attention to daily deal sites like Groupon and Eversave, today is a great day to start! Groupon has recently started offering nationwide daily deals on great gifts like a personalized children’s book for half price! Check out the Groupon Gift Store today and everyday during the shopping season!

Now you know the secrets of a savvy shopper, so go forth and save money!

READY, SET, SHOP!

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Image: FreeDigitalPhotos.net