Earn, Save & Live Smart
If you are looking for a way to make a little extra money by going online in your spare time, you might enjoy taking surveys. Surveys are a fun way to share your opinion and get paid for it. However, you need to choose the right survey site. The paid survey market contains hundreds of sites … Read more
It’s true many of us would prefer not to take money from our retirement plans until after we retire, but we are sometimes left with no option. Fortunately, most qualified plans offer employees the ability to borrow from their retirement assets and repay that amount with interest to their retirement account. Borrowing from your 401(k) … Read more
If you want to save money quickly, one of the best ways to do it is by cutting down on your monthly expenses. There are plenty of ways you can start lowering the amount of cash you drop every month. Just keep reading to find out what a few of them are! Examine Your Extra … Read more
You have probably seen the ads advertising grocery rebate apps and websites. These savings platforms allow you to get cash back on your grocery purchases. Who doesn’t love saving money? A quarter here, 50 cents there, a dollar here really adds up in the course of a shopping trip. There are many savings platforms out … Read more
Americans just love to buy things. In a recent survey, six out of 10 Americans admitted that they’re ready to make purchases that they’ve put on hold during the past five years. If you’re one of these people, you might want to slow down and think about your spending for a few minutes. Owning things … Read more
Like or not, many of us live in small spaces. For some, it’s a matter of finances. For others, it’s a matter of simplicity. Whatever your reasons, the key to small-home success lies in organization. When you learn tricks for stowing your stuff on a limited space, you can feel right at home in a … Read more
Spending money on food and beverages at work is something many of us do without a second thought. It’s a normal part of our culture to grab a lunch from the closest shop, or pick up our coffee on our way to the office. It all adds up fairly quickly, whether we notice it or … Read more
You’ve probably seen these sites advertised that offer you cash back just for shopping online, survey sites or other tasks for cash. Maybe you’ve been interested in trying them out. Perhaps you immediately dismissed them as scams. After all, why would a website offer free money? Bottom Line Up Front: If you are looking to make … Read more
Robo-advisors are digital platforms that provide automated, algorithm-driven financial planning services with little to no human intervention. Most robo-advisors use a digital client onboarding service, collecting information from clients about their financial situation and future goals through an online survey and then uses these data to give advice. The client can also choose to let the robo-advisor invest … Read more
On October 30, 2017, the FDIC reported .06 was the average rate for a savings account. This rate held for deposits of less than and more than $100,000. With interest rates so slow on savings, you want to shop around to get the best deal. There are a number of great banking options, mostly online, that offer higher interest rates … Read more