Earn, Save & Live Smart
Even though the economy is improving and companies are offering more and more jobs, it’s still difficult for many people to live from day to day. Many are recovering from layoffs. Some have children to care for. Others have had their savings wiped out by unexpected medical bills, car repairs and other emergency expenses. Many … Read more
No matter how much we promise ourselves that we won’t use our credit cards, it still happens. We need to pay our school tuition. We end up with unexpected medical bills. The car needs repairs. Our dog gets hit by a car. The pair of shoes we’ve been eyeing for months finally goes on sale. We swear … Read more
There’s no better time than January to take a look at your personal financial situation and work on ways to improve it. (Although, the information in this article is solid year-round.) After all, you’ve likely had a massive financial outlay over the holiday season. Credit card bills will be coming in, and you have to … Read more
This has been my go to No Bake Oreo Ball Recipe for many years. I use it for parties, special events, and during the holidays. Absolutely no baking is required. Hope you Enjoy! Hot Tip: Beyond Oreos and Desserts.. out our Complete Guide on how to cut spending by $400/month! (This guide is our most popular article and … Read more
I’ve been hosting a cookie exchange for 10 years, and it’s one of my favorite Christmas traditions! A cookie exchange is an easy and inexpensive party to plan, and everyone goes home with a nice assortment of cookies to enjoy during the holidays. Cookie Exchange Invitation Ideas: A simple e-vite Hand deliver a cookie cutter … Read more
Today is Day 4 of The Budget Diet’s 12 Days of Festive and Frugal Christmas Ideas, and today is craft day! Each year, I host a Mother-Daughter cookie exchange, and I plan a simple craft for the girls to make. When we started this tradition 10 years ago, the girls were only 4 years old, … Read more
It’s day 8 of The Budget Diet’s 12 Days of Cookies, and if you’re looking for a pretty and festive Christmas cookie for your cookie exchange, try White Chocolate Cranberry Bars. White Chocolate Cranberry Bars Try White Chocolate Cranberry Bars for a pretty and festive Christmas bar cookie. Servings 2 dozen Author Kristl Story, TheBudgetDiet.com Ingredients Instructions Tomorrow’s recipe … Read more
It’s a common misconception that homeless people are on the streets because they’re lazy or addicted. People become homeless for many reasons, and its almost never a choice. Many lose their homes due to foreclosure, poverty, unemployment, mental illness, and physical injury. In all cases, they feel the only option is to hit the streets. … Read more
While the economy is getting better in some ways, we are still dealing with inflation. Many companies have done nothing to increase pay, so every penny counts. Consumers are shopping more diligently and looking for the best deals at every place they shop. Being frugal never goes out of style. We could all use a few … Read more
Many Americans struggle with depression, anxiety, or another mental health issue on a daily basis. When that struggle becomes intense enough to affect your ability to carry out day-to-day work duties, you may be eligible for disability benefits through the Social Security Administration. While it’s not a given, there are some cases where the SSA … Read more