Preparing for the Holidays: Putting Aside Money for Gifts

While it might seem silly to start planning how to handle Christmas shopping months in advance, it’s often a far better idea than waiting until the last moment. With the economy somewhat shaky, jobs unavailable, and unemployment soaring, the holidays are an easy time to find yourself broke and feeling a bit sad. Having a … Read more

Senior Citizen Discounts

Did you know that many Senior Citizen discounts start as early as age 50? We’re flattered to still get carded in our 40’s, and then suddenly we’re offered senior discounts at age 50! Don’t be ashamed, take the discount and enjoy the savings! At a recent visit to Taco Bell my husband, age 47, was … Read more

How to Find Discounted Gift Cards

discounted gift cards for Christmas

I just bought a $50 AMC Theatre gift card for $43 and a $50 Home Depot Gift Card for $46.50. I was bragging about my bargain when a friend said, “how do you do that?” How to Buy Discounted Gift Cards Here’s a simple tutorial to introduce you to the world of discounted gift cards! … Read more

Sex and the City Party Ideas

sex and the city party centerpiece

Sex and the City 2 comes out on DVD October 26th, so now’s the time to plan a party! A Sex and the City party is perfect for a girls night in, and it won’t break the bank! Sex and the City Party Invitations: E-vite has a Sex and the City Party invitation, and it’s … Read more

10 Questions to Ask Before You Refinance Your Home

When interest rates are at record lows, refinancing a mortgage is a tempting proposition. But refinancing is a complicated financial transaction that involves closing costs, appraisals, home insurance, credit scores, and other details. Here are 10 questions homeowners should ask before refinancing a mortgage: • Can the homeowner lock in a lower fixed rate while … Read more

Green Decorating on a Budget

Fall is approaching, and as the leaves begin to change, you may be getting the urge to make some changes around the house as well. While this is a praiseworthy endeavor, it is important to keep decorative modifications both within your budget and earth friendly. The challenge in doing a home makeover is to keep … Read more

How to Re-Do Dining Room Chairs

Here’s a simple, inexpensive and easy way to reupholster your dining room chairs and save money: 1. Choose a fabric you like. Take a look at the fabric on the chair. Look for one with a similar thickness. Choose any color to compliment your décor. If you really want to save money look in your … Read more

How To Live As If You’re Rich!

Who wouldn’t want to live a lavish lifestyle? We all want to live the good life. The problem is, most of us belong to the working class. With the global financial crisis we’re in, money is a scarce commodity. Don’t fret, you can still live with a touch of class. How can you do that … Read more