Earn, Save & Live Smart
Dave Ramsey, the renowned financial expert, author and speaker who helps people get out of debt, describes debt-free people as wise, responsible and willing to make sacrifices. They know that budget cuts are temporary and necessary, and they’re willing to sacrifice now to live a debt-free life later. If you want to live without debt, … Read more
You know that you should “never show up empty handed” to a party. At the same time, buying a hostess gift every time you are invited somewhere can get really expensive – so expensive that some people honestly consider staying home because they can’t afford the things they’ve been taught are appropriate to give. Don’t … Read more
Before you laugh, before you decide that I’ve gone off the frugal deep end…let me explain. You won’t actually be buying a gift from the dollar store, you’ll be buying the supplies to make a Dollar Store craft that is oh, so worthy of gift giving. I promise, cross-my-heart…nobody will suspect that you only spent … Read more
Make a little Merry for less when you throw a Christmas party Aldi style! Here’s your festive $100 party plan*, and your guests will enjoy a yummy spread of more than just chips and dip – thanks to Aldi. *based on 20 guests Christmas Party for Less than $100 Invitations Opt for a simple Evite…they’re … Read more
If you live in an area with reliable public transportation, you are able to weigh whether the costs associated with car ownership is worth it. The American Society of Civil Engineers reports that 45 percent of American households lack access to public transportation, and if you’re part of that, then having a car becomes far … Read more
Gray hair happens to everyone at some point, whether they want it to or not. Some people get gray hair earlier than expected, while others are lucky enough to dodge the curse of gray hair until several decades later. In addition, while some people are comfortable with their graying locks, most people don’t like the … Read more
The cooler weather has arrived, and I’ve been busy baking cookies for college care packages. It’s my “go-to” high school graduation gift…I give an i.o.u. in June and send the care packages each fall. If you need a cheap and cheerful gift for a college student…this is it, you’ll be the mom of the year! … Read more
Is there anybody out there that doesn’t want to cut their grocery bill in half? I didn’t think so. It really is possible, and it can be done without clipping coupons, but you’ll have to make some sacrifices. When we moved to South Florida last year, we were prepared for the high cost of … Read more
Buying a car can be overwhelming. You could get part of the way through the decision making process and stop dead in your tracks because there’s just too much information to juggle. Not only do you have to decide what type of car you want, but also how much you’re willing to pay for your … Read more
The technology world focuses on the latest, greatest, shiniest products on the market. What happens if all you want is something reasonably priced that can get the job done? One good thing about the constant improvements in the technology world is earlier generations of technology see plenty of price decreases as they lose their novelty. … Read more