Earn, Save & Live Smart
Spending money on food and beverages at work is something many of us do without a second thought. It’s a normal part of our culture to grab a lunch from the closest shop, or pick up our coffee on our way to the office. It all adds up fairly quickly, whether we notice it or … Read more
You’ve probably seen these sites advertised that offer you cash back just for shopping online, survey sites or other tasks for cash. Maybe you’ve been interested in trying them out. Perhaps you immediately dismissed them as scams. After all, why would a website offer free money? Bottom Line Up Front: If you are looking to make … Read more
Robo-advisors are digital platforms that provide automated, algorithm-driven financial planning services with little to no human intervention. Most robo-advisors use a digital client onboarding service, collecting information from clients about their financial situation and future goals through an online survey and then uses these data to give advice. The client can also choose to let the robo-advisor invest … Read more
On October 30, 2017, the FDIC reported .06 was the average rate for a savings account. This rate held for deposits of less than and more than $100,000. With interest rates so slow on savings, you want to shop around to get the best deal. There are a number of great banking options, mostly online, that offer higher interest rates … Read more
Are you tired of waiting in long check-out lines or navigating crowded aisles at the grocery store? If only there was a better way to get such shopping done. There is thanks to Peapod and FreshDirect, two online subscription-based grocery companies. They are doing to groceries what Netflix did to movies. Their services have streamlined the grocery shoppin experience, now making … Read more
Being frugal sometimes requires some careful planning. If you want to be economical, you sometimes have to make big purchases in the beginning. These purchases help you save money in the long run. These purchases are also things that you will begin to depend on to save money. The 8 items a frugal person should … Read more
Are you ready to get creative? These five D.I.Y kid’s projects involve cutting, gluing, painting — all of those fun and messy things that kids and crafty moms enjoy! These five projects are all made with recycled materials like cereal boxes, newspapers, cardboard tubes, and pizza boxes. 1. Recycled Neighborhood Paint over cereal boxes, paper … Read more
Do you love to cook with fresh herbs, but hate how expensive they can be? You don’t have to resort to cooking with dried herbs. Make your own potted herb garden; it is easy and a fun project for kids to join in on. Enjoy adding fresh basil, parsley, mint, rosemary and chives to your dishes, … Read more
Introduction: Happy Frugal Halloween Halloween is one of those holidays where there are lots of opportunities to get creative and create unique crafts, decorations, and costumes. The best part is that you can do all of this on a budget! Halloween is one of those holidays where there are no rules. Follow these 8 Frugal … Read more
I once worked for a tutoring company, and the woman who ran it was very interested in providing services to families that couldn’t afford to spend $50 to $100 dollars for each private session. So, she came up with a way to provide a group math tutoring session once a week, for no charge. The … Read more