Earn, Save & Live Smart
Saving money is essential at any age and there are so many things to save for – emergency funds, college funds, retirement funds. As much extra money as possible should be going into savings accounts, but it can often be difficult to find that extra money at the end of the month to save. Many … Read more
When the weekend rolls around, how do you spend your free time? Choose the one answer that describes how you spend the majority of your free time. A. reading B. watching TV C. shopping D. relaxing E. outdoor activities F. crafting G. cooking H. partying If you answered “shopping”, and you’re trying to cut your … Read more
One of my favorite frugal living tidbits of wisdom is, “use it up, wear it out, make it do or do without.” Wise words to live by, but this anti-shopping list created by Becky at BabyBudgeting.co.uk is your new frugal living checklist. Print it out, put it in your wallet and look at it before … Read more
Did you get a cake pop maker or donut maker last Christmas? How about a chocolate fountain a few years ago? Did you get a George Foreman grill for a wedding gift or maybe an ice cream maker? Where are they now? Sitting in a cabinet, taking up space and gathering dust? Kitchen gadgets are … Read more
Take a moment, grab a calculator and total up your Halloween spending…the costumes, the candy and don’t forget the decorations. So…how much did you spend on Halloween? According to a new survey by Retail Me Not, the average family spends $83 on Halloween. The Budget Diet girl is hoping you’re not average. If you are … Read more
How many times have you made a purchase simply because it was on sale, or it was a deal too good to pass up? Have you ever had a coupon that was about to expire, so you bought something to avoid wasting the coupon? Be honest. Don’t worry, I’m not judging you because I’m guilty … Read more
Call it what you wish…bargaining, negotiating, haggling – it’s all about getting the best deal, and it’s not the American way. Elsewhere in the world, bargaining is expected, but we Americans aren’t comfortable with this practice. We see the price tag, we pay the price. Maybe it’s time to take a money-saving hint from abroad. … Read more
Bills piling up? Do you go shopping just for the fun of it? Is your savings account dwindling or maybe even nonexistent? Do you frequently buy things you really don’t need? If you answered “yes” to any of the above, it’s time to think about going on a budget diet. What is a budget diet? … Read more
Many people wear and collect jewelry, and sometimes it’s easy to end up with a box full of jewelry you haven’t touched in years. If that’s the case, you might consider cashing in some of that jewelry for some extra money. Gold and silver can be sold at many different locations, and most places will … Read more
In this economy, buying used can get you almost all of the functionality of a new item without the price tag. While we tend to like buying items brand new from the store, some items are worth buying used. Items You Should Buy Used Furniture Furniture is usually built to last, so … Read more