Earn, Save & Live Smart
When interest rates are at record lows, refinancing a mortgage is a tempting proposition. But refinancing is a complicated financial transaction that involves closing costs, appraisals, home insurance, credit scores, and other details. Here are 10 questions homeowners should ask before refinancing a mortgage: • Can the homeowner lock in a lower fixed rate while … Read more
Fall is approaching, and as the leaves begin to change, you may be getting the urge to make some changes around the house as well. While this is a praiseworthy endeavor, it is important to keep decorative modifications both within your budget and earth friendly. The challenge in doing a home makeover is to keep … Read more
It may seem bewildering to try to find places for online learning games for your grade schoolers. There are crowds of places each claiming to be the very latest and greatest. This compilation is gathered for you, presented in purely random order, of a list of 8 exceptional FREE sites for games for children. Have … Read more
Here’s a simple, inexpensive and easy way to reupholster your dining room chairs and save money: 1. Choose a fabric you like. Take a look at the fabric on the chair. Look for one with a similar thickness. Choose any color to compliment your décor. If you really want to save money look in your … Read more
Who wouldn’t want to live a lavish lifestyle? We all want to live the good life. The problem is, most of us belong to the working class. With the global financial crisis we’re in, money is a scarce commodity. Don’t fret, you can still live with a touch of class. How can you do that … Read more
Top Three Ways to Help Kids Organize Fight disorganization in your household by helping your kids get organized. These top three organizing tips all start with the letter ‘s’ so that they’re easy to remember and put into practice right away. Before Your Begin The trick to helping children organize is to figure … Read more
While you’re in the midst of putting your budget on a diet, redecorating your home has surely been demoted from the “Need” list to the “Want-but-definitely-can’t-have” list. Yet, you’re really itching for a fresh look and a new vibe around the place. What to do, what to do? Repurpose, of course! Redecorate by … Read more
Take this shopping quiz to find out what kind of grocery shopper you are, and The Budget Diet will suggest the best grocery shopping tips for you! I usually go to the grocery once a week. True / False I always plan my meals and take a list to the grocery. True / False My … Read more
The Budget Diet girl’s top 10 tips for decorating on a budget… Rearrange! Remember when you were little, and you used to rearrange your bedroom just for the fun of it? There’s no rule against grown-ups rearranging! Have fun…it’s free to use what you have! Paint! Paint is the budget decorator’s friend because it’s … Read more
Homemade cleaning products are not only great for the environment, they are also easy on the checkbook and easy to make. Reducing the chemicals in your home can also help eliminate illness. Save your money by learning how to make your own cleaning products. With a few basic ingredients that are found in most kitchens, … Read more