Earn, Save & Live Smart
Unfortunately, in many high schools around the country, kids don’t learn about finance and how to manage money. The earlier you start to teach your child about good money management skills, the more likely he will have the skills necessary to be financially independent by the time he’s legally an adult. Here are a few … Read more
With all the necessary expenses of daily life, saving money may seem like an impossible challenge. There are, however, a number of relatively simple tricks that can help you shave hundreds of dollars a year off some of those things you can’t do without. Everyday Saving Tips Update Your Cable and Cell Phone Plans Typically, … Read more
The financial consequences of death can be an uncomfortable topic to think about. However, with planning, a person can make sure that their family and loved ones are taken care of when the time does come. Say Goodbye to Unsecured Debts Upon death, a person’s assets pass into a legal estate in his or her … Read more
Normally when people talk about being frugal, they offer lots of tips about how to cut back on spending, how to make the most of leftover food and other ways you can tighten your belt to save cash. This is all really helpful, but there are also other options that you could utilize. It might … Read more
Save on Travel 1) Sleep in hostels– Staying in hotels with no notice can often take the large majority of your vacation budget as well as taking up a lot of time due to no spaces. One way to avoid this is by staying in hostels, although they do not have a brilliant reputation, if … Read more
And the gas prices, they keep going up and up. The world economies can’t seem to come to any sort of agreement about regulating those prices. Every political tension in oil rich areas is a cause for gas prices to go up at the pump. It seems there is no end in sight. The only … Read more
Financial experts suggest keeping 3 – 6 months of living expenses in an emergency fund, but what exactly constitutes an emergency? Loss of job Major illness Huge unexpected expense The loss of job and major illness are obviously emergencies, but then we get into a gray area when it comes to unexpected expenses. Let’s suppose … Read more
Spring has sprung and that usually brings to mind cleaning – Spring Cleaning. It’s the time of year that many of us dig deeper, scrub harder, declutter, clean out and clear out. It can be a daunting task, but there is a light at the end of this tunnel, or should I say there are … Read more
Good news…here’s a way you can save money at the grocery store – skip grocery shopping this week! Bad news…you’re going to clean out and organize your pantry, refrigerator and freezer! Consider this your challenge for the week! As you clean out and organize your pantry, refrigerator and freezer…write down meal ideas using the items … Read more
If you’re staying home for Spring Break, be prepared for the “I’m bored” syndrome with a Frugal Family Fun Jar! Here’s how: Write down frugal family fun activities on strips of paper – it really is possible to have fun on a budget! Fold up the strips of paper and put them in a jar. … Read more