Earn, Save & Live Smart
Many people are attracted to the thought of working from home. They may seek out easy jobs such as taking surveys and performing other online tasks from their computer. There are hundreds of sites out there that allow you to earn money, gift cards and other rewards. MyPoints and Swagbucks are two sites that have … Read more
Reviewing your credit reports will help you balance your finances – your mortgage rates, credit card approvals, accommodation requests, and job applications depend on it. Credit bureaus like Equifax, TransUnion, and Experian gather your data to create a report of your credit history – this is called a credit report. Credit reports will determine will … Read more
We work hard for our money, and it can be devastating to have to pay hundreds of dollars for a dress that we’re only going to wear once or twice. The dress then takes up valuable real estate in your closet, and you’re afraid to get rid of it in case you might want to … Read more
When you think of daily deal sites, Groupon is probably the first one that comes to mind. People enjoy using Groupon because it is tailored to local deals. It has a variety of deals in categories such as beauty, restaurants, travel, household products and health. Groupon also offers high-quality services, so it’s no wonder that … Read more
Clipping coupons is a thing of the past. While using coupons and a loyalty card are still prevalent in today’s shopping world, if you want to save money while shopping at your favorite grocery stores, you no longer have to buy the Sunday newspaper and wade through all the coupons. Nowadays, there are loyalty card … Read more
Equifax has experienced a massive data breach leading to community bankers suing Equifax, a consumer credit reporting agency. Recently, hackers appear to have obtained the personal information of millions of people, which includes but is not limited to Social Security numbers, home addresses, birth dates, credit cards, and license plates – thus putting the victims … Read more
When it comes to investing, it is important to know that you are in good hands. If you are thinking of robo-advisors to help you financially, you will come across two of the best robo-advisors available today: Betterment and Acorns. Both will allow you to invest passively without having to move an inch, but which is better for you? In this … Read more
We are now past Christmas and into the new year, which means that retailers are dealing with a common issue: returns. Your aunt bought you a sweater that’s too small. Your parents bought the kids those hot toys that you already bought them. Your husband thought you would like that ugly knickknack. Sound familiar? While … Read more
If you are looking for a way to make a little extra money by going online in your spare time, you might enjoy taking surveys. Surveys are a fun way to share your opinion and get paid for it. However, you need to choose the right survey site. The paid survey market contains hundreds of sites … Read more
It’s true many of us would prefer not to take money from our retirement plans until after we retire, but we are sometimes left with no option. Fortunately, most qualified plans offer employees the ability to borrow from their retirement assets and repay that amount with interest to their retirement account. Borrowing from your 401(k) … Read more